---
id: faq-0032
title: "What if I owe more on my trade-in than it's worth?"
category: faq
subtopic: trade-in
page_type: faq
source_url: "https://www.castlehyundaioaklawn.com"
tags: ["trade-in", "upside-down", "negative-equity", "loan"]
questions:
  - "What happens if I'm upside-down on my car loan?"
  - "Can I trade in if I owe more than it's worth?"
  - "How do I handle negative equity on a trade-in?"
related: [trade-in-financing, trade-in-loan]
dealer: Castle Hyundai Oak Lawn
---

If you owe more than your trade-in value (negative equity), our finance team can roll the difference into your new vehicle loan. You'll finance both your new Hyundai and the remaining balance owed on your old car.

**Is this right for you?** It depends on your situation. We'll walk you through the pros and cons-what your new payment would be, loan term, and total cost.

**Other options:** We can also discuss alternative routes based on your needs. The key is transparency: you'll see exactly what you're financing before you sign.

**Let's talk it through:** Call our finance team at (708) 422-9300. They specialize in handling these situations and will find a solution that makes sense for you. Castle Hyundai Oak Lawn is committed to helping you drive away confidently.